Our services. Your next step.

A clear investment
in your next chapter.

Practical support for your business, your finances and your family. Understand the price, the scope and the payment terms before you commit.

01Know what is included.
02Know what you will pay.
03Choose with confidence.
Build your foundation

Business & tax services

Choose focused help or a broader setup package. Each engagement starts with a clear description of the work and its total cost.

Establish your business

Formation Only

$500
One-time Pinnacle service fee
  • Business-name and structure intake.
  • Formation-paperwork preparation and submission coordination.
  • Authorized EIN application assistance.
  • Standard D-U-N-S request assistance.
  • Organized formation-document handoff.

Government filing fees are separate. NC LLC base filing: $125. Combined base total: $625. Any other required costs are stated before filing.

Explore formation support →
Business development

Plans, Proposals & Credit Development

$999
Complete development package
  • Business plan and proposal development.
  • Business credit development guidance.
  • Operating strategy and readiness roadmap.
  • Support turning your business into a practical reality.

Entity registration, government filings, EIN and D-U-N-S setup are separate formation work.

Explore this service →
Business foundations

Business Setup

$1,499
One-time Pinnacle service fee
  • Business formation coordination.
  • Authorized EIN and standard D-U-N-S support.
  • Company file and banking checklist.
  • Agreed business-readiness support.

NC filing: $125 separately.
Formation subtotal: $1,624, before any disclosed electronic charges and other outside expenses.

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Additional business servicesPricingWhat to expect
Initial Business Plan Consultation$50

One initial consultation covering your concept, startup needs, business structure, revenue strategy and next steps. Written plans and proposals are included in the separate $999 development package.

Business fundingLender-determined rates

Funding depends on approval. Rates, credit limits, fees and repayment terms are determined by the lender. Explore business credit cards, revolving lines of credit and revenue-based funding. Any Pinnacle service fee is disclosed separately before you proceed. Explore funding options →

Personal credit stackingLender-determined rates

Approval, limits, introductory offers, ongoing interest and repayment terms depend on each lender. Review the full cost before applying. Personal loans with fixed payments may also be explored where appropriate. Any Pinnacle fee is disclosed separately. Request a credit-stacking review →

Tax preparation

A clear tier for your return.

Individual tiers are $79, $129, $179 and $250. We confirm the appropriate tier and included forms before preparation begins.

Business tax preparation$800 standard return

Preparation of one standard federal partnership, S corporation or C corporation return from complete, reconciled records. State returns, bookkeeping cleanup, amended returns and complex work are itemized separately before work begins.

All included federal and state forms are listed in your written scope. Any work outside that scope receives an exact price before you authorize it.

Funding options

Find the fit.
Know the lender's terms.

Funding depends on approval. Rates are determined by the lender. These readiness indicators help guide an initial conversation; each provider sets its own requirements.

Business credit cards

Business credit stacking

  • Registered business with the state.
  • Typical readiness: 700+ FICO.
  • Utilization below 45%, preferably below 25%.
  • Clean credit and limited recent inquiries.

Introductory 0% offers may be available to approved applicants. Duration, fees, ongoing APR and personal-credit reporting depend on the issuer.

Revolving capital

Business lines of credit

  • Typically 2+ years in business.
  • Approximately $15,000+ average monthly deposits.
  • Low existing debt and suitable industry.
  • Typical credit range: 650–700+ FICO.

Credit line size, draws, repayment and pricing depend on underwriting and deposit history.

Personal borrowing

Personal loan options

  • Typical readiness: 650+ FICO.
  • Debt-to-income below 45%.
  • Approximately $40,000+ annual income.
  • Income documentation such as pay stubs or tax returns.

Fixed payment options and term lengths depend on lender approval. Receive actual APR and total borrowing cost before accepting.

Revenue-based funding

Merchant cash advances

  • Based on business revenue and deposit history.
  • Typically $15,000+ in monthly deposits.
  • Regular deposits and supporting business records.
  • Payments may be daily or weekly.

Review advance amount, factor rate, total payback, fees and payment frequency. A factor rate is not an APR. Provider terms determine cost and timing.

Build toward your next goal

Brick by Brick

Prepare for your next Pinnacle service with a clear credit-development path.

For qualifying clients actively preparing for business funding or another Pinnacle offering. Agreed credit support has no separate credit-repair charge. Other purchased services and disclosed outside costs remain separate.

$0Additional credit-repair feeStart building Brick by Brick →
Credit repair

Pay-per-deletion only

Credit repair uses pay-per-deletion only. Qualifying clients preparing for another Pinnacle offering receive agreed credit support without a separate credit-repair fee.

How it works

  1. 01Agree on scope
  2. 02Complete service
  3. 03Verify deletions
  4. 04Bill eligible results

Rates apply to eligible, verified removals of inaccurate information. One item removed from one bureau equals one charge.

Eligible itemOne bureauAll three
Unauthorized / inaccurate hard inquiry$20$60
Inaccurate late-payment entry$50$150
Inaccurate collection account$65$195
Inaccurate charge-off account$75$225
Inaccurate repossession / foreclosure$100$300
Inaccurate bankruptcy entry$120$360
Example: a qualifying collection removed from two bureaus costs $130. There is no charge for an unsuccessful dispute.
Pay-per-deletion

No upfront credit-repair fee.

  • No enrollment or monthly repair fee.
  • Free initial eligibility review.
  • Personal-information cleanup included.
  • Written scope and maximum total.

There is no free standalone credit-repair tier.

Fair counting. Late-payment work is charged at most once per account per bureau. No stacked category charges on the same account at the same bureau. No fees for routine aging-off, client-obtained removals or repeat deletions.

Pay after completed service. Payment is due only after the full agreed work is complete, results are documented and legal billing conditions are met. Covered telemarketing sales require the applicable waiting period and later consumer-report evidence.

No deletion, score increase or completion deadline is guaranteed. Accurate, timely negative information is not promised to be removed. You can dispute credit-report errors yourself for free.

Education. Insight. Accountability.

Learn. Connect. Keep building.

Find the learning experience that fits your next step. Paid access and any included community resources are defined before enrollment.

Your learning path

Prosperity Circle

Free
Community access

Financial education, accountability, practical resources and a community to keep building with.

Your learning path

The Awakening Journey

$69
Complete journey

A guided 30-day financial education journey to assess where you are, choose your first focus and take practical action.

Payment arrangements available for paid plans.

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Your learning path

Pinnacle Trading Academy

Free
Foundational learning

Market foundations, trading and investing education, risk awareness and learning resources.

Your learning path

Advanced Academy

$379
Advanced learning plan

Deeper trading and investing education, structured learning and risk-management development.

Payment arrangements available for paid plans.

Explore this service →
Your learning path

Financial Coaching & Personalized Guidance

$899
Personalized guidance package

Budgeting, cash flow, saving and debt-reduction education with a personalized action plan. Session scope and schedule are stated before enrollment.

Payment arrangements available for paid plans.

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Products & practical resources

Every selection.
Every cost, clearly stated.

Product prices, required costs and provider terms should be visible before an order or subscription is authorized.

Product / resourcePricingDetails
Tradeline inventoryPer item

Current selections are priced individually with service duration, availability and cancellation/refund terms. No score or funding result is guaranteed. View tradeline inventory →

AWKN merchandisePer product

Shop AWKN and its family of collections. Each product and variant has its own price; shipping, applicable tax and final total are shown before payment. Visit the AWKN Store →

Amazon trading & financial resourcesProvider price

Browse trading books, financial learning tools and practical resources. Third-party sellers set prices and terms. We may earn a commission from qualifying purchases. Browse Amazon resources →

InsuranceComing soon

Protection options and service details will be available when this service launches.

Outside costs

Separate expenses.
Stated openly.

These are government or provider charges, not additional Pinnacle tuition or service fees.

ExpenseAmountHow it applies
NC LLC formation filing$125 base

State charge for Articles of Organization. Any applicable electronic charge is disclosed before filing.

NC LLC annual report$200 base / year

Separate recurring state requirement for applicable LLCs. Applicable payment-method charges are disclosed before filing.

IRS EIN / standard D-U-N-S$0 issuance fee

Standard issuance/request is free from the respective provider. Pinnacle coordination is included where stated in the engagement.

ID Club public monitoring offer$29.95 / month

Paid to the provider. Charged immediately, then automatically each month until canceled. Cancel in your provider account or call 800-558-0940. Any requirement for monitoring is stated in the service agreement.

Registered agent, licenses, insurance & lender costsProvider quote

Each required expense and optional selection is identified in the written cost breakdown before you commit.

Before you commit

Your price. Your scope. Your choice.

What will my agreement show?

The work included, exact fee or fee formula, maximum authorized total where applicable, required outside costs, payment dates and cancellation/refund terms.

Can my price change?

Additional work requires a new written scope and price that you approve before it begins. No automatic upgrades or preselected paid add-ons.

When do I pay for credit-report work?

After full completion, documented eligible results and satisfaction of applicable payment restrictions. Where the Telemarketing Sales Rule applies, proof must include a consumer report issued more than six months after the results were achieved, and the promised timeframe must have ended.

Refund policy

You only get refunded for services not rendered.

Are payment arrangements available?

All plans can be put on payment arrangements. The full price, dates and installment amounts are agreed in writing. Credit-repair billing begins only after eligible completed service and applicable billing conditions are met.

What cancellation rights apply?

Covered credit-repair contracts provide the required three-business-day cancellation period and written notice. Work begins only after the applicable waiting period. Statutory cancellation rights remain protected.

Your next chapter starts with clarity

Let's define your next step.

Tell us what you're working toward. We will explain the scope and provide a written cost breakdown before you commit.

Request Service Help →